Critical Illness Insurance
You've worked hard for your money
and need to know that your future is secure.
30% of adults will become critically ill before the age of 65.
How would an illness affect your financial security?
Critical Illness Insurance helps ease the financial burdens caused by a serious illness. A Critical Illness Insurance Policy provides a lump sum cash payment to you upon diagnosis of a life threatening illness, such as heart attack, cancer, or stroke. Many policies make that payment 30 days after the diagnosis of certain specified life-threatening diseases such as cancer, stroke and heart attack.
With the lump sum payment from your policy, you can use the payment received from your policy in any way that you need to - for costs of care and treatment, home health care, debt payments, or replace income due to inability to work.
Critical illness coverage typically includes (depending on the type of policy you purchase):
Cancer
Coronary Artery Bypass Surgery
Heart Attack
Kidney Failure
Major Organ Transplant
Prostate Cancer
Stroke
Other conditions* may be covered depending on the insurance company:
Alzheimer's Dementia
Kidney Failure
Loss of Speech, Hearing, or Limb
Paralysis
Parkinson's Disease
Multiple Sclerosis
* Conditions covered by Critical Illness Insurance, depend upon the type of policy you purchase.
